Tennessee Dental Insurance

Tennessee dental insurance

There are a number of different type of dental plans available.

Tennessee Dental Plans for Individuals, Families and Groups


Call 1-800-986-4786
Monday - Friday 9AM to 9PM

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We have a wide selection of plans and networks in Tennessee. Some plans have free cleanings, x-rays and exams.

You can even obtain a plan that covers orthodontia or one that permits you to use any dentist of your choosing.

Take a few minutes and read this page. Most plans can be applied for directly online.

How to buy Tennessee dental insurance

tennessee dental plans A lot of people call us with just a hint of desperation in their voice. It usually means that they just returned from the dentist and they found out that they need a few thousand dollars worth of dental work. They call us expecting that they will purchase a plan for ten bucks a month and it will cover a least half (if not more) of their dental expenses. These people are still high on the nitrous oxide. Boy, is it going to hurt when it wears off!

All is not lost. We do have plans that will take the "bite" out of your dental bills. Read on -

Discount Dental Plans

These are the least expensive type of dental plan. If you use one of the dentists in the plan's network, the dentist will discount their bill. Sometimes, the discount can be significant.

It is not a standard across the board discount. Each procedure has a code and each code has a special price. Plans that advertise percentage number for their discount are usually scams. Stay away from such plans.

If you would like to see what discount plans are available in your area, look up your dentist and then compare the plans, use this simple zip code entry box. Take Step 1!

Enter your ZIP code to view plan details, savings information and participating dentists for all available discount dental plans in your area.


Find my dentist

Tennessee PPO Dental Insurance Plans

This is a "real" dental insurance plan. You can go to any dentist you want. If you use one of the PPO providers you will save more money.

How the Plan Works

This is an indemnity plan with an optional PPO network. This means that for each procedure performed by the dentist, the plan will pay you (or the dentist if you choose) a specific amount of money. You can go to any dentist you want as there are no mandatory network.

The creators of the plan did an very smart thing by incorporating a PPO dental network into the plan. If you go to a dentist in the PPO Dental network, you will be entitled to the reduced PPO rates. A cleaning that might have cost $60 could cost you $35, etc. Remember, this is optional and you don't have to go to a network dentist.

We have a special web site where you can:

- Look up dentists
- Read about the benefits in detail
- Apply directly online

We do not have brochures to mail you. Everything is done online.

For the Tennessee PPO Dental Insurance Plan details, click here now.

group dental insurance

Highlights For Employer Groups

- If you are self-employed, you can write a business check for any of our plans.
- You can have a group of any size.
- It can be voluntary or non-voluntary.
- There are no required participation requirements
- There are no employer contribution requirements
- The premium can be taken from a premium-only Section 125 plan
- If you leave work you can easily transfer the plan to yourself.

 

Tennessee-Insurance.com - A Full Service Broker
We are licensed Tennessee
insurance agents
Serving Nashville, Memphis, Knoxville, Oak Ridge, Murfreesboro, Clarksville, Chattanooga and all other Tennessee cities.


1-800-986-4786
info@tennessee-insurance.com

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